Leasing

 What is the leasing ?

The main concept of Ejara leasing is the practiced activity in which the lessor (Ejara Leasing Company) buys or owns the asset and rents it to the lessee for a certain returns (installment) where the company allow the lessee(the client) to use and utilize the asset and has the right to possess it the end of the contract period.

Features of the financial leasing

  • Individuals:
    • Financing up to 100%.
    • Reliance on the leased asset as a main collateral.
    • Flexible installments.
    • Providing new finance alternatives.
    • Fixed installments amount during the whole contract period.
    • Islamic contracts.

    Corporate:

    • Reliance on the leased asset as a main collateral.
    • Islamic contracts
    • Maintaining the available cash.
    • Medium to long term contract period corresponding with the production life of the leased asset.
    • The possibility of lease-installments to include the expenses of insurance, maintenance and any other expenses.
    • Consider the cash flow resulting from the use of the asset in the installments amount.
    • Financial leasing maintains the available credit limits to the lessee.
    • Protecting the lessee from the inflationary risk and stimulate the lessee to the continuous development.
    • Financial leasing helps on Financial Planning.
    • Providing new financing alternatives.
    • Flexible installments.
    • Benefiting of income tax features or sales tax features.

Who are the beneficiaries of the financial leasing services?

Due to the Flexibility of Financial leasing in serving individuals service, and the response to the projects requirement and expansion, to achieve the optimum financing needs for the companies, thus it serves the following sectors:

  • Individuals
  • Transportation sector
  • Industrial sector
  • Medical Sector
  • Construction Sector
  • Tourism Sector
  • Education sector
  • Communications sector and other services

The types of assets that can be leased:

  • Individuals:
    • Cars
    • Real estate
    • Medical equipments
    • Renewable energy systems and energy saving

 

  • Institutions and companies:
    • Residential projects
    • Commercial complexes
    • Cars
    • Vehicles and industrial equipment
    • Trucks
    • Renewable energy projects and energy saving

How long will the process take?

Ejara Leasing Company is proud of its approach which focuses on the client and the response duration. The completion time for the client’s application ranges between two to three days depends on the asset type.

What happens at the end of the leasing period?

At the end of the leasing period there are several options available

  • The lessee possesses the financed asset.
  • The asset will be returned to (Ejara Leasing Company).
  • Renewal the contract under new conditions.

Leasing

 What is the finance lease ?

The main concept of Ejara leasing is the practiced activity in which the lessor (Ejara Leasing Company) buys or owns the asset and rents it to the lessee for a certain returns (installment) where the company allow the lessee(the client) to use and utilize the asset and has the right to possess it the end of the contract period.

Features of the financial leasing

  • Individuals:
    • Financing up to 100%.
    • Reliance on the leased asset as a main collateral.
    • Flexible installments.
    • Providing new finance alternatives.
    • Fixed installments amount during the whole contract period.
    • Islamic contracts.

    Corporate:

    • Reliance on the leased asset as a main collateral.
    • Islamic contracts
    • Maintaining the available cash.
    • Medium to long term contract period corresponding with the production life of the leased asset.
    • The possibility of lease-installments to include the expenses of insurance, maintenance and any other expenses.
    • Consider the cash flow resulting from the use of the asset in the installments amount.
    • Financial leasing maintains the available credit limits to the lessee.
    • Protecting the lessee from the inflationary risk and stimulate the lessee to the continuous development.
    • Financial leasing helps on Financial Planning.
    • Providing new financing alternatives.
    • Flexible installments.
    • Benefiting of income tax features or sales tax features.

Who are the beneficiaries of the financial leasing services?

Due to the Flexibility of Financial leasing in serving individuals service, and the response to the projects requirement and expansion, to achieve the optimum financing needs for the companies, thus it serves the following sectors:

  • Individuals
  • Transportation sector
  • Industrial sector
  • Medical Sector
  • Construction Sector
  • Tourism Sector
  • Education sector
  • Communications sector and other services

The types of assets that can be leased:

  • Individuals:
    • Cars
    • Real estate
    • Medical equipments
    • Renewable energy systems and energy saving

 

  • Institutions and companies:
    • Residential projects
    • Commercial complexes
    • Cars
    • Vehicles and industrial equipment
    • Trucks
    • Renewable energy projects and energy saving

How long will the process take?

Ejara Leasing Company is proud of its approach which focuses on the client and the response duration. The completion time for the client’s application ranges between two to three days depends on the asset type.

What happens at the end of the leasing period?

At the end of the leasing period there are several options available

  • The lessee possesses the financed asset.
  • The asset will be returned to (Ejara Leasing Company).
  • Renewal the contract under new conditions.